Reader’s Question:
I am planning to put up a small home-based pie bakery with delivery service. We shall start with just one vehicle, but if everything turns out good, we might expand. However, right now, would you advise me to avail of business vehicle insurance even though I still have one vehicle?
Jersey
Dallas, TX
Venturing into a new [...]
Reader’s Question:
Can you explain to me why a vehicle insurance policy is a must for aspiring motor traders?
Lina
Phoenix, AZ
Having a vehicle insurance policy for your business, especially for vehicle trading, may be considered as form of investment security. No businessman would want his investment exposed to unnecessary risks and neither would they want to [...]
Reader’s Question:
My truck which I use for delivery will cost an awful lot to insure, won’t it? Do I really have to get a business auto insurance policy for it?
James
Bakersfield, CA
Thinking of mileage alone, James. You should expect to pay more for your truck. It probably gets used more than any other private vehicle, and [...]
Reader’s Question:
I have just recently registered my car rental business. The cars will be delivered in a month, but I haven’t decided what auto insurance to get yet. I heard about this small business auto insurance plan. Will this be more advantageous to me, or is it just the same as getting personal auto insurance [...]
Reader’s Question:
I have a small home-based business, which has been doing well for quite some time already. Now I am already thinking of expanding. If everything falls into place, I will have to start thinking about adding more vehicles. But I do not know whether to get business automobile insurance or not. Would it be [...]
Reader’s Question:
My husband and I own a small food delivery service. I sometimes use one of the delivery cars to fetch our son from school. If we get into an accident, will our auto insurance for business provide coverage to our son?
Rachel
El Paso, TX
In most cases, business owners who have a fleet but do not [...]
Reader’s Question:
I’m planning on setting up a small delivery business. I need to purchase some vehicles for this, so I’d like to know how I can save on the auto insurance.
Kyle
Philadelphia, PA
If you’re looking to set up a business and buying cars for your business, I strongly recommend that you look into getting small business [...]
Reader’s Question:
If I use my car to deliver newspapers in our neighborhood in New York, will I need auto insurance for business?
Keith
Long Island, NY
If a car is used to deliver packages, merchandise or produce for a pay, or is used to assist in the operation of a business, then that car is considered under livery [...]
Reader’s Question:
I own a business here in North Carolina. I don’t drive my own car, I rent. Am I required to get my own auto insurance policy?
Gerry
Charlotte, NC
It’s true that more and more people are starting to use public transportation. However, even though you don’t have your own car, you still run the risk of [...]